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Stripe: upcoming SCA regulation

Posted: July 2, 2019 at 1:41 am


Jakob Naredi

July 2, 2019 at 1:41 am

Hi!

I got this mail from Stripe. Any changes neeeded to module or settings? (I think nothing is needed)

Thanks,
Jakob

Hello,
We’re writing to let you know about required changes to your Stripe integration to prepare for new European regulation. Starting 14 September, Strong Customer Authentication (SCA) regulation will require two-factor authentication on many payments in Europe. Payments without SCA may be declined. You’ll need to update your integration by 14 September in order to avoid an increase in declined charges.

If you charge your customers when they’re not actively using your application (i.e., off-session, as with a subscription, a crowdfunding campaign, or a card saved for a travel reservation) your customers may need to authenticate when saving the payment method. We’ve released updates to our APIs to support this use case.

With this update, all businesses will find the set of APIs they need to update their integration to be SCA ready. We recommend starting your update soon to ensure that you have ample time to test your updated integration before September.

Visit the Dashboard to learn more about how your business is impacted by SCA and what changes you’ll need to make to get ready.


Tony

  • Support Staff

July 2, 2019 at 3:12 am

Hi Jakob,

Changes are needed as Stripe checkout will no longer load in an iframe as it does now, users will be redirected to Stripe to make the payment and they will handle 3d secure as and when needed for the transaction, then direct the user back to your site.

However, right now there is nothing you need to/can change on your end. We are currently working on a new version of the Stripe payment method and will release an update before the September due date.


Jakob Naredi

July 2, 2019 at 3:36 am

Perfect, thank you!

Jakob


Tony

  • Support Staff

July 2, 2019 at 3:58 am

You’re most welcome.

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